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Yokin Banc Personal Loan

The loan meets all of your personal financing demands, including medical expenses, schooling, home renovations, vacations, and more. Customers can apply for a loan online by updating specific documents, and they simply need to come into our registered office to sign. It is a convenient and time-efficient technique for getting loans.

Our Features

Why Choose Yokin Sdn. Bhd.

Rates
Maximum 18% per annum

Loan Tenure
up to 5 years

Loan Amount
Minimum of RM100 to a maximum of RM50,000

Eligibility
  • Malaysian citizen only.
  • Above 18 years old until 70 years old.
  • Minimum gross income of RM1,700
  • Minimum loan is RM100 with a maximum of RM50,000.
SALARIED EMPLOYEE
Source of Income Documents Required
Fixed Income Earner
  • NRIC Copy (Front & Back)
  • Latest Salary Slip (3 month) or
  • Latest EPF Statement
Variable Income Earner

Non Commission based

  • NRIC Copy (Front & Back)
  • Latest Salary Slip (3 month) or
  • Latest EPF Statement

Commission based

  • NRIC Copy (Front & Back)
  • Latest EPF Statement or
  • Latest Commission Statement (6 months)
SELF-EMPLOYED
Source of IncomeDocuments Required
Self-Employed
  • NRIC Copy (Front & Back)
  • Company Business Registration Cert (ROC & ROB) & any of the supporting document below:

    – Latest Company Principle Current Account Statement (6 months) or
    – Latest updated Bank Saving Account Passbook / Bank Statement or
    – Latest updated BE/E Form & Tax Payment Receipt

Stamp Duty

  • As per the Stamp Act 1949 (Revised 1989)
  •   Maximum 18% per annum

The approval for the facility is within 3 – 5 days. However, it is subject to full documentation and information received by Yokin Banc. Terms and Conditions apply.

Our Products

Government Servants
• Flexible tenure 1 month – 5 years
• Interest rate 1.5% per month/max 18% p.a
• Suitable for emergency needs, commitments, or financial planning
• Minimal documents & fast approval
• Tailored financing for salary earners in private companies
• Flexible monthly repayment
• Transparent fees & straightforward eligibility
• Quick digital processing
• Designed to support retired individuals with stable pension income
• Simple documentation
• Affordable instalments with flexible terms
1. IC copy
2. Payslips latest 3 months (For Govt servant & Pvt Sector)
3. Pension statement (For pensioner)
4. Bank statements (To show proof of income)
5. Utilities bill (Electricity/Water/Unify/Astro, etc)- either one to reconfirm residential address.