FAQ
What is Yokin Banc Personal Financing?
Yokin Banc Personal Financing is an unsecured financing that does not require any collateral.
What is the minimum and maximum facility amount that a customer can apply?
Minimum facility amount is RM 5,000.00 and the maximum facility amount is RM 100,000.00. Facility amount approved is subject to Yokin Banc assessment.
What documents are required to apply for Yokin Banc Personal?
Latest EPF statement (advise to print at ACS counter or Kiosk), or
Latest 3 months’ Salary slips / 6 months’ Salary slips (for non-permanent staff or commission-based) and
Latest 3 months’ / 6 months’ (for non-permanent staff or commission-based) bank account statements to confirm income credited into account
Latest Utility Bill (TNB bill and etc)
If Self-employed
Company Business Registration Certificate (ROC & ROB) / Form 9/24/49 or Form D, and
Latest 6 months Company’s principle current account statement, either or
Latest update bank saving account passbook or bank statement, either or
Latest Form B/E and Tax payment receipt
Does email and mobile phone number is required for the application?
Yokin Banc Personal application is required to have a valid email address and mobile phone number for verification purposes. A Verification Code will be sent to the applicant for the sole purpose of details verification in order to complete the application process.
How long is the approval process?
The approval for the facility is within 3 – 5 days. However, it is subject to full documentation and information received by Yokin Banc. Terms and Conditions apply.