About YokinBanc
Yokin Sdn. Bhd. (973543-H) is a licensed moneylending company incorporated on January 2, 2012, and fully regulated by the ministry of housing and local government. With over ten years of financial service experience, we offer responsible, transparent, and customer-focused personal financing solutions to individuals throughout Malaysia.
Our Values
Ministry of Housing and Local Government (KPKT).
We are committed to offering fast, secure, and fully compliant e-lending services. Our digital platform is designed for convenience—allowing customers to apply, submit documents, and receive approvals quickly and safely.
At Yokinbanc, we believe financial support should be accessible, fair, and trustworthy. We strive to make borrowing simple for government servants, private sector employees, and pensioners who need flexible financial assistance.
Licensed & Regulated
Approved money lending license under KPKT, ensuring full compliance and transparent practices.
12+ Years of Experience
Established since 2012, with strong industry knowledge and trusted operations.
Fast Digital Approval
Streamlined e-lending process designed for speed—easy online application & quick processing.
Flexible Loan Tenure
Loan duration from 1 month up to 5 years, suitable for short-term or long-term needs.
Competitive & Transparent Rates
Flat interest rate 1.5% per month, capped at 18% per annum, with no hidden charges.
Customer-First Approach
Friendly service, responsible lending principles, and dedicated after-sales support.
Secure & Confidential
All applications and documents are handled with strict privacy and data protection standards.
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Resolve Your Financial Need
Ministry of Housing and Local Government (KPKT).
Our Mission
- To provide accessible and transparent personal financing
- To ensure responsible lending that empowers customers
- To deliver fast approvals, fair rates, and excellent service at every stage.
- To continuously innovate our platform to meet evolving customer needs.
- To uphold the highest standards of compliance, ethics, and data security.
Our Vision
To be Malaysia’s most trusted and innovative e-lending provider, delivering fast, fair, and responsible financial solutions to all communities.